Covid travel insurance: Allianz supports travellers!

Don’t leave room for the unexpected: for your next trip abroad, take out COVID-19 travel insurance.

Since the advent of paid vacations and the boom in tourism, vacationing abroad has become the norm for a growing number of people. They may even be called upon to travel internationally as part of their work. The COVID-19 pandemic suddenly turned the tables, imposing lengthy border closures and restrictions of all kinds on travellers.

Today, the situation is fortunately tending to improve, but concerns remain: what if it were to happen again? As one of the first travel professionals to be affected, we advise you to take out COVID travel insurance. Discover the guarantees and advantages of these innovative plans offered by Allianz Travel, covering your future travels from one end of the planet to the other.

The impact of the pandemic on the world of travel and insurance

Winter 2020: catastrophe! An ominous virus enters our lives. To counter this unknown disease, governments implement strict measures to halt its spread. The words « pandemic », « containment », « sanitary restrictions »… More than a banal epidemiological crisis, the COVID-19 disease immediately represents an economic, political, strategic and, of course, tourism challenge.

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The health crisis immediately had a colossal impact on global tourism, particularly international travel. For example, according to the World Tourism Organization, international travel dropped by 87% in January 2021 compared to 2020. We’ve lost count of the number of people forced to cancel their vacations at the last minute. Or those forced to stay behind, or even be repatriated as a matter of urgency! Very often, travelers find themselves helpless, alone in the face of the unknown.

The insurance industry was quickly caught unawares by the effects of the pandemic on their policyholders. Personal protection, business interruption, life insurance and even property and casualty policies had to adapt to these new risks. On the travel front, the emergence of COVID travel insurance products has made it possible to adapt to this major problem. Previously, the consequences of epidemics were included in the general exclusions of travel insurance policies…

Since you’re one of these travelers, whatever your frequency or distance of travel, we’d like to tell you why you should take out a comprehensive policy covering the risks associated with COVID-19. Its solid, specific guarantees mean you can leave, stay and return with complete peace of mind. From now on, COVID-19 travel insurance is the best way to protect you and your loved ones. And for some destinations, it’s not just useful – it’s mandatory.

Allianz’s offer to cover the new COVID-19 risks

Allianz is Europe’s leading insurer and the world’s fourth largest asset manager. This trusted company was quick to take into account the risks associated with coronavirus disease. Allianz Travel offers comprehensive, well-designed coverage for your travels. Let’s find out more about the benefits of a COVID-19 travel insurance policy.

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Photo credit: Pexels / Alexandr Podvalny

COVID-19 coverage before you travel

You’re looking forward to your trip, but… gosh, the virus has decided to spoil the party! Don’t worry, COVID-19 travel insurance covers you in the event of a positive test for the coronavirus. The cost of your trip, if cancelled, will be reimbursed in full. You can also claim reimbursement if the person traveling with you is infected. Or if a member of your family is infected, even if they don’t go!

Refunds also apply if your trip is cancelled by the tour operator or carrier. Finally, if you are faced with a change caused by the latter, your contract will be updated. This is particularly useful if, for example, a cruise or tour package has to be postponed.

What about a quarantine just before departure? Don’t worry, in the event of a suspected infection, the « Cancellation » guarantee will apply and the refund will be automatically triggered. You can also request reimbursement in the event of quarantine of the person who is supposed to accompany you on your trip. COVID travel insurance is the best way to be prepared for any eventuality and avoid losing money… even before you set off for the airport or train station!

COVID-19 coverage for your trip

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Photo credit: Pexels / Nathan Moore



Experiencing symptoms while traveling? COVID travel insurance’s « Teleconsultation » benefit allows you to consult a doctor by video or telephone 24 hours a day. If you need to consult a doctor on the spot, your policy even covers medical expenses abroad. What’s more, thanks to the « Delayed Return » benefit, the cost of buying a new return ticket is fully covered.

This is very useful in the event of unexpected hospitalization requiring a postponement of your return. This coverage also applies in the event of quarantine: either yours or that of the person accompanying you. Additional costs incurred by extending your trip in the event of quarantine are reimbursed. You are individually covered for a maximum of 14 consecutive days, up to a maximum of €2,100.

Ouch! A member of your family is hospitalized in a serious condition during your stay? If you need to be reunited with them quickly, you can take advantage of our « Early Return » and « Interruption of Stay » coverages. COVID-19 travel insurance organizes and pays for your transportation to your family member’s bedside. What’s more, you’ll be reimbursed for the accommodation and leisure activities you’ve booked. What’s your next destination, by the way?